Rather than one-time advice, the Retainer service is designed for people who want steady, ongoing support as they move through retirement. Life changes, markets change, and priorities evolve—and your plan needs to adapt along the way.

With this service, we work together throughout the year to monitor your retirement income, investments, and tax strategy, making thoughtful adjustments as needed. Regular check-ins help ensure decisions stay aligned with what matters most, without the pressure to react to short-term noise.

This approach works best for clients who value clarity, consistency, and an ongoing relationship built on trust.

Designed for retirees and households seeking fully integrated planning across income, investments, and taxes—supported by a clear, seasonal meeting rhythm. While pricing may change as assets and complexity evolve, the service, planning approach, and meeting rhythm remain the same.

Annual Fee:

• $7,500 / year — Core Retainer (up to ~$2M in investable assets)

• $10,000 / year — Enhanced Retainer (typically ~$2–3M in investable assets)

For households with greater asset levels or coordination needs, retainer pricing adjusts incrementally to reflect added complexity.

Both options are flat and all-inclusive, delivering the same high-touch service. The difference reflects the added complexity that often comes with higher investable assets.

Includes:

• We begin with the Foundational Planning Engagement in the first 60–90 days to establish early wins and build a strong foundation for your plan and first surge meeting

• An initial Discovery conversation, followed by four meetings in the first year and three annually thereafter (Spring Planning, Fall Check-In, and a pre-filing Tax Return Review)

• Ongoing retirement income planning coordinated with your investment and tax strategy

• Personalized withdrawal planning, RMD management, and charitable giving strategies

• Tax preparation and an annual tax projection are included

• Ongoing access for plan updates, questions, and continued guidance as your needs evolve

Ready to see which retainer level fits your goals?

Talk Through Your Retirement Goals

This service is ideal for individuals or couples who:

• Want a single, trusted point of contact for their entire financial life.
• Value a fully coordinated approach across planning, investments, and taxes.
• Prefer simplicity and transparency with a single flat annual fee.
• Are in or near retirement and want steady, proactive support that adapts as life changes.

If this sounds like you, let’s explore whether the Retainer approach is a good fit.

See If This Service Fits You

Whether you choose the Core or Enhanced Retainer, both provide the same level of proactive, year-round planning designed to keep your retirement income on track and aligned with your goals. 

Here’s why this ongoing approach works well for many retirees.

• Fully Integrated Planning Every aspect of your financial life — investments, income, and taxes — coordinated through one continuous plan.

• Built for Adaptability Life changes, markets shift, and your plan adjusts along the way — not once a year.

• Consistent Touchpoints We typically meet four times in the first year and three times annually thereafter, with check-ins as needed.

• Clear Communication You’ll always know where you stand and what to expect next.

• Transparent, Flat Fees One annual fee covers everything — no hourly rates or commissions.

We’ll start with the Foundational Planning Engagement — your 90-day process for building a strong foundation before moving into ongoing service.

Start the Conversation

The retainer service provides a coordinated approach to managing your retirement income, investments, and taxes—so everything works together seamlessly.

We begin with a personalized analysis that builds a retirement income plan tailored to your goals and spending needs. From there, we integrate strategic investment design and proactive tax planning to create a steady, reliable income that supports your lifestyle, protects against risk, and evolves as life changes.

Click any topic below to see what’s included in your ongoing service:

Explore This Service in Detail

All new Retainer clients begin with the Foundational Planning Engagement — a focused, 60–90 day onboarding process where we deliver your retirement income plan, establish early planning wins, and prepare you for your first seasonal surge meeting.