Our ongoing retirement planning retainer is designed for recently retired households who want a long-term partner to help coordinate retirement income, investment structure, and tax strategy as retirement unfolds.

Retirement isn’t static. Spending evolves, markets change, and tax rules shift. Our retainer supports ongoing decision-making by ensuring income, investments, and tax considerations remain aligned over time—so confidence doesn’t erode as circumstances change.

Designed for retirees and households seeking fully integrated planning across income, investments, and taxes—supported by a clear, seasonal meeting rhythm. While pricing may change as assets and complexity evolve, the service, planning approach, and meeting rhythm remain the same.

Annual Fee (Tiered by Asset Size & Complexity)

• $7,500 / year — Core Retainer
  For households with up to approximately $2M in investable assets

• $10,000+ / year — Enhanced Retainer
  For households with assets above $2M. Fees increase incrementally as asset size and planning complexity grow.

As a general guideline, retainer fees increase by approximately $2,500 for each additional $2M in investable assets. The scope of service remains the same across retainer tiers.

Investment management is included as part of our ongoing work and is implemented in service of your retirement income and tax strategy—not in isolation.

Includes:

• We begin with the Foundational Planning Engagement in the first 60–90 days to establish early wins and build a strong foundation for your plan and first surge meeting

• We start with a Discovery conversation, followed by three meetings in the first year and three ongoing meetings each year thereafter: Spring Planning, a Fall Check-In, and a pre-filing Tax Return Review.

• Ongoing retirement income planning coordinated with your investment and tax strategy

• Personalized withdrawal planning, RMD management, and charitable giving strategies

• Tax preparation and an annual tax projection are included

• Ongoing access for plan updates, questions, and continued guidance as your needs evolve

Ready to see which retainer level fits your goals?

Talk Through Your Retirement Goals

This service is ideal for individuals or couples who:

• Want a single, trusted point of contact for their entire financial life.
• Value a fully coordinated approach across planning, investments, and taxes.
• Prefer simplicity and transparency with a single flat annual fee.
• Are in or near retirement and want steady, proactive support that adapts as life changes.

If this sounds like you, let’s explore whether the Retainer approach is a good fit.

See If This Service Fits You

Retirement decisions are interconnected. Income choices affect taxes. Tax decisions influence investment outcomes. And investment structure shapes how confidently you can spend.

This service works because it treats retirement as a coordinated system—not a collection of separate decisions. Rather than focusing on isolated tactics, we help you align income, investments, and tax strategy so each supports the others over time.

The result is a retirement plan that is:

• Designed around how you actually spend and live
• Structured to adapt as markets, tax rules, and life circumstances change
• Focused on reducing long-term surprises, not chasing short-term outcomes

By revisiting these decisions together on an ongoing basis, you gain clarity, consistency, and confidence—without having to constantly rethink or second-guess your plan.

Start the Conversation

The retainer service translates this coordinated approach into ongoing, practical support—bringing income, investments, and tax strategy together as retirement unfolds.

We begin with a personalized analysis that builds a retirement income plan tailored to your goals and spending needs. From there, we integrate strategic investment design and proactive tax planning to create a steady, reliable income that supports your lifestyle, protects against risk, and evolves as life changes.

Click any topic below to see what’s included in your ongoing service:

Explore This Service in Detail

All new Retainer clients begin with the Foundational Planning Engagement — a focused, 60–90 day onboarding process where we deliver your retirement income plan, establish early planning wins, and prepare you for your first seasonal surge meeting.