Your Partner for a Confident Retirement
Expert Guidance When You Need It Most
Ongoing Support:
We provide year-round, on-demand investment, retirement, and tax planning services to keep your financial plan aligned with your evolving needs. Whether fine-tuning your portfolio, optimizing income strategies, or enhancing tax efficiency, we help you stay on track.
Wealth Management:
Personalized investment strategies designed to support your retirement income needs, manage risk, and maintain long-term financial security.
Retirement Income Planning:
A customized approach to structuring your income in retirement—balancing spending goals, income sources, taxes, and market risks to ensure sustainable financial independence.
Tax Planning:
Proactive tax strategies to enhance after-tax wealth and optimize spending. We help with tax-efficient investing, gain and loss harvesting, income acceleration, and withdrawal sequencing to maximize your financial outcomes.
Tax Preparation:
Accurate, efficient tax preparation to keep you compliant while maximizing cash flow—ensuring you keep more of what you’ve earned.
Retirement Income Management:
Ongoing management of your retirement assets to maintain tax efficiency, mitigate risk, and ensure a steady, reliable income throughout retirement.
Let Us Show You How To Spend In Retirement
Get to Know Mark Sharp Retirement
Helping Those Nearing or Living in Retirement—Nationwide
At Mark Sharp Retirement, we specialize in retirement income planning. While many financial advisors focus on growing your wealth, we’re dedicated to guiding you through the decumulation phase—turning your hard-earned savings into a reliable, sustainable income.
As a virtual-first financial firm, we provide expert support as you approach or enter retirement, answering your most pressing questions about timing, income strategies, and long-term financial security. With our guidance, you can retire with confidence, knowing your future is in experienced hands.
When
can I realistically retire?
What
is the best strategy for generating retirement income?
How
much can I afford to withdraw each year and still make the money last?
Which
tax strategies support higher spending potential?
Where
should I invest my money?
Discover How We Best Support You
Every great partnership begins with clear communication. That’s why we offer a free, no-obligation consultation—without judgment or pressure. Schedule a quick phone call to explore how we can help you achieve a financially secure retirement.
Who We Serve
We specialize in working with individuals who are approaching or recently retired and looking for thoughtful, ongoing guidance across:
- Retirement income management
- Investment advisory and oversight
- Tax planning & annual preparation
- Social Security & Medicare Coordination
- Charitable giving & legacy planning
With our expertise and tools, you’ll gain clarity, confidence, and control over your retirement finances.
Flexible Service Options to Fit Your Needs
We offer three service models, so you can choose the one that best fits your financial situation and preferences:
Retainer
Our most comprehensive service—ideal for clients who want full-service financial guidance under one flat fee.
-
Includes retirement planning, investment management, tax planning, and tax preparation
- One annual fee with no asset-based pricing or hidden costs
- Designed for those seeking long-term clarity, coordination, and confidence across all areas of their financial life
AUM
A focused investment-only solution for clients who prefer to manage planning and tax matters independently.
- Focused on building and managing a diversified portfolio tailored to your goals
- Includes regular monitoring, rebalancing, and implementation of tax-efficient strategies
- Best suited for those seeking expert investment oversight without bundled planning services
Hybrid
A flexible model that combines personalized planning with professional investment management—without tax preparation.
- Includes retirement income planning, tax strategy, and portfolio oversight
- Flat planning fee plus a reduced investment fee
- Ideal for clients who want strategic support without full-service bundling
No matter which option you choose, you’ll receive high-touch service, ongoing advice, and a tailored plan designed to help you thrive in retirement.
Not Sure Where to Start?
Even with a clear first step, it’s normal to feel unsure about what comes next. Retirement comes with two big questions: Am I ready? And if so, how do I pay myself every month in a way that feels right?
We’re here to help you find those answers—and create a plan that works for your life.
First, use our Retirement Spending Snapshot to find out if you're financially ready. It gives you a clear, personalized number for what you can safely spend each month—without running out too soon.
Then, if you're ready, take the RISA® assessment. This reveals the retirement income strategy that’s best able to structure your monthly income around that number, in a way that fits your preferences—whether you value flexibility, security, or a mix of both.
Both of these resources are completely free and take about 30 minutes combined to complete.
Finally, round out your journey with our book, "How to Generate Retirement Income." While it’s not free, we do offer a sneak peek at the first chapter—so you can see how it covers retirement income planning from A to Z. It’s a comprehensive resource that fills in all the big and small details to help you turn your savings into a reliable paycheck, protect your spending power, and optimize your taxes—so you don’t miss a beat in your retirement plan.
Do yourself—and your retirement—a favor: Start with the Spending Snapshot. Then take the RISA. And if you want to go deeper, read the guide.
Are You Really Ready to Retire? Let’s Find Out.
Our free Retirement Spending Snapshot gives you a clear, personalized view of how much you can safely spend each month in retirement, based on your actual savings, income, and goals. It’s a powerful first step in understanding how prepared you really are.
Now You Know You’re Ready to Retire—Let’s Design Your Paycheck
Your Retirement Spending Snapshot confirmed that you’re financially ready. Now it’s time to figure out how you’ll pay yourself in retirement.
That starts with knowing your income style—how much structure, flexibility, and security you want in the way you receive your retirement paycheck. The free RISA® (Retirement Income Style Awareness) assessment helps you define a strategy that matches your personality and preferences, so your paycheck feels right and lasts.
The best part? It’s free, takes just 20 minutes, and gives you clarity that can shape your income plan for years to come.
Explore Our Retirement Income Guide
Discover the blueprint for designing your ideal retirement with your financial resources. Don't miss this transformative book.
Want to connect your financial resources to a comfortable retirement? Get a sneak peek of our book for expert strategies on maximizing income and ensuring a secure future!
You’re in the Right Place for Retirement Distribution Advice
Still Have Questions? Let’s Talk.
We’re always here to help you make sense of your options—and show you how to live your best retirement life.
I'm Ready!