Professional investment management for retirees who want disciplined portfolios aligned with their broader retirement goals.

Designed for retirees and households who want a professionally managed investment strategy, continuous portfolio oversight, and reliable RMD and withdrawal coordination—without the need for ongoing financial or retirement planning.

Investment management fees are charged as a percentage of assets under management and billed quarterly based on the value of assets we manage through our custodian.

Our fee schedule is tiered, starting at 0.75% on the first $1 million and adjusting at higher asset levels. As assets increase, the blended effective rate generally declines.

Includes:

• Full discretionary investment management, including portfolio design, fund selection, trading, and rebalancing—aligned with your goals and risk preferences.
• Ongoing monitoring and tax-efficient portfolio structure, with proactive adjustments made throughout the year as markets or personal circumstances evolve.
• Coordinated RMD and withdrawal management, ensuring distributions are processed smoothly and sourced appropriately across accounts.

Two meetings in the first year:

• Strategy Launch: A review of your investment strategy before it’s implemented.
• Annual Review: A comprehensive review of performance, allocation, risk alignment, withdrawals, and RMDs.

One meeting in subsequent years:

• Annual Review, with additional investment-only support available as needed throughout the year.

Ready to see whether this investment management approach is the right fit?

This service is best suited for clients who:

•  Prefer hands-off investment management
•  Already have a solid financial plan in place
• Want a lower-cost option focused on investments only
• Have at least $500,000 in investable assets

You want professional investment management, with costs tied to the assets we oversee. The  Investment Management option delivers hands-on portfolio oversight, so your investments stay aligned with your goals as markets evolve. You’ll have:

• Professional portfolio management with disciplined rebalancing and risk oversight.

• Direct, ongoing access to your advisor for questions and opportunities as they arise.
  
  

The Investment Management service is designed for individuals and households seeking professional investment management—with the flexibility and independence to manage other parts of their financial life on their own.

You’ll benefit from:

• Customized Investment Strategy tailored to your goals, time horizon, and risk tolerance

• Ongoing Portfolio Management with disciplined rebalancing and tax-aware trading

• Income Alignment so your portfolio supports your evolving withdrawal and cash flow needs

• Direct Advisor Access for investment-related questions and periodic check-ins

• Fee Transparency with a clear, tiered pricing structure and an annual cap

What’s not included:

• Year-Round Planning Support Across Non-Investment Areas

• Comprehensive Retirement Income Planning

• Tax Preparation or Tax Projection Services

• Charitable Giving Strategy

• RMD and Withdrawal Planning Beyond Investment Needs

The  Investment Management service is best suited for those who want dedicated oversight of their investments—without the added planning or tax services included in the Retainer option.