Guides for Coordinated Retirement Decisions
These short guides are designed to help you better understand how retirement income, investments, and taxes interact over time.
Each draws on the same coordination framework used in client work—focused on clarity, structure, and deliberate decision-making.
Withdrawal Coordination Checklist
A one-page overview of how withdrawals from taxable, tax-deferred, and Roth accounts influence taxes and long-term flexibility.
Understanding IRMAA
A clear explanation of how Medicare’s Income-Related Monthly Adjustment Amount (IRMAA) works and how income decisions can influence premiums.
Retirement Income Quick Start Guide
A short walkthrough of how spending, portfolio structure, withdrawals, and taxes work together in retirement.
Annual Retirement Tax & Income Snapshot
A one-page visual summary of key thresholds, brackets, and Medicare surcharges that affect retirees every year.
Want to Go Deeper?
If you’d like a deeper exploration of how retirement income decisions interact over time, download my book, How to Generate Retirement Income — available at no cost.
Roth Conversions & Estimated Tax Timing Mini-Guide
A clear explanation of how Roth conversions affect estimated taxes, why timing matters, and how thoughtful coordination can prevent unintended consequences.
Retirement Tax Traps Checklist
A practical checklist highlighting common retirement tax surprises—such as IRMAA, capital gains stacking, and required distributions—and how coordinated decisions can reduce unintended consequences.