Free Resources for Smarter Retirement Planning
These short, easy-to-read guides are designed to help you make confident, informed decisions about your retirement income and taxes. Each one draws on the same research and planning process I use with clients every day.
Tax-Efficient Withdrawal Checklist
One-page overview of how to withdraw from taxable, tax-deferred, and Roth accounts in the most tax-efficient order.
Understanding IRMAA
A simple guide to how Medicare’s Income-Related Monthly Adjustment Amount (IRMAA) works and what planning strategies can reduce costs.
Retirement Income Quick Start Guide
A short, 3–5 page walkthrough of how to coordinate your portfolio, taxes, and withdrawals to create reliable lifetime income.
Annual Retirement Tax Snapshot (Updated each January)
A one-page visual summary of key thresholds, brackets, and Medicare surcharges that affect retirees every year.
Want to Go Deeper?
If you’d like a comprehensive, research-driven guide to building reliable income in retirement, download my book,
How to Generate Retirement Income — free for visitors.
Roth Conversions & Estimated Tax Timing Mini-Guide
A clear, practical explanation of how Roth conversions flow through the estimated tax system, why timing matters, and how to avoid surprises with simple, predictable planning.