facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause
Choosing the right service comes down to how much support you want and where you’d like that support to focus. The options below are designed to meet different needs—ranging from investment management only to fully integrated retirement planning.


Service Option Investment Management Planning Support Price Best for
Ongoing Retirement Planning Retainer (Tiered)
✓
✓
 $7,500+ (tiered based on complexity) Households seeking ongoing coordination of retirement income, investment structure, and tax strategy—so they can spend confidently without future tax surprises.
Investment Management (AUM-Only)
✓

0.75% on the first $1M, lower rates above Households seeking professional portfolio management without ongoing retirement or tax planning


The Retainer is a single ongoing service, with pricing that adjusts based on complexity and responsibility. The service approach and meeting cadence remain consistent across tiers.


Transparent Fee Schedule
At Mark Sharp Retirement, we believe in clear, straightforward pricing. Our service models are designed to align with your retirement planning needs and the complexity of your financial situation.

Ongoing Retirement Planning Retainer — Core Tier
  • Who it’s for: Households with investable assets under $2 million
  • Annual Fee: $7,500
  • Billing: Fees are billed on a structured, predictable schedule, with an initial onboarding payment followed by equal quarterly installments.
  • What you get: Ongoing coordination of retirement income, investment management, and tax strategy — including proactive planning, annual tax projections, and review of your completed tax return to ensure alignment with your overall plan.


Ongoing Retirement Planning Retainer — Enhanced Tier
  • Who it’s for: Households with $2 million or more in investable assets, or whose retirement decisions involve greater coordination and complexity.
  • Annual Fee: $10,000
  • Fee Structure: Fees increase incrementally for households with higher asset levels or coordination needs.
  • Billing: Fees are billed on a structured, predictable schedule, with an initial onboarding payment followed by equal quarterly installments.
  • What you get: Ongoing coordination of retirement income, investment management, and tax strategy — including proactive planning, annual tax projections, and review of your completed tax return to ensure alignment with your overall plan.


Investment Management
  • Who it’s for: Households with $500K+ in investable assets
  • Annual Fee: 0.75% of assets under management
  • Billing: Fees are deducted quarterly from managed accounts
  • What you get: Hands-off investment management — best for clients who:
    • Prefer professional investment management without ongoing retirement or tax planning
    • Already have a financial plan in place and do not need ongoing planning support
    • Want a lower-cost investment-only option
    • Have at least $500,000 in investable assets


Frequently Asked Questions (for all services)
What is Foundational Planning Engagement, and why is it required?

The Foundational Planning Engagement is a focused 90-day onboarding process included with the Ongoing Retirement Planning Retainer. During this period, we establish clarity around your retirement income, align investments with spending needs, and identify key tax planning opportunities—so you see meaningful progress early in the relationship.

This work creates the foundation for ongoing planning and carries forward into the retainer without duplication.

The Foundational Planning Engagement is not included in the Investment Management (AUM-Only) service, which focuses exclusively on portfolio management.

This transition is not part of the AUM-only service tier, which focuses exclusively on investment management.

How do retainer fees work?

  • Core Retainer — $7,500 annually
    Designed for households with more straightforward coordination needs. Fees are billed on a structured schedule, beginning with an onboarding payment followed by quarterly billing.
  • Enhanced Retainer — $10,000+ annually
    Typically appropriate for households with higher asset levels or greater coordination needs. Fees increase incrementally based on complexity and are billed on the same structured onboarding and quarterly schedule.
What’s included in Investment Management?

Professional investment management and portfolio oversight, including regular reviews, direct access, and proactive communication.

The AUM-Only service provides investment management only. Ongoing retirement planning and tax coordination are not included.

How does the Retainer differ from Investment Management?

The Retainer provides fully integrated retirement planning, including income strategy, investment oversight, and tax coordination, delivered through an ongoing planning relationship.

The Investment Management service focuses solely on investment management and is designed for clients who do not need ongoing retirement or tax planning support

Who is a good fit for each service?
  • Ongoing Retirement Planning Retainer
    • Best for individuals or couples who want coordinated guidance across retirement income, investments, and taxes, with a flat annual fee and an ongoing advisory relationship.
  • Investment Management
    • Best for investors who want professional portfolio management without ongoing retirement or tax planning.
Do I have to redo onboarding when I move from the Foundational Planning Engagement to the retainer service?
No. The work completed during the Foundational Planning Engagement becomes part of your ongoing plan. There is no repeat onboarding.

Do you work virtually with clients?
Yes. We work with clients nationwide through secure, digital-first meetings and a personal planning portal.


Summary

The Foundational Planning Phase establishes clarity around retirement income, investment structure, and tax considerations.

The Ongoing Retirement Planning Retainer provides ongoing coordination of income, investments, and tax strategy as life and priorities evolve.

Investment Management (AUM-Only) is available for clients who want professional portfolio oversight without ongoing retirement income or tax planning.