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Choosing the right service comes down to how much support you want and where you’d like that support to focus. The options below are designed to meet different needs—ranging from investment management only to fully integrated retirement planning.


Service Option Investment Management Planning Support Tax Prep Price Best for
Ongoing Retirement Planning Retainer (Tiered)
✓
✓
✓
 $7,500+ (tiered based on complexity) Households seeking fully integrated, ongoing retirement planning with ongoing guidance across income, investments, and taxes
Investment Management (AUM-Only)
✓


0.75% on the first $1M, lower rates above Households seeking professional portfolio management without ongoing retirement or tax planning


The Retainer is a single ongoing service, with pricing that adjusts based on complexity and responsibility. The service approach and meeting cadence remain consistent across tiers.


Transparent Fee Schedule
At Mark Sharp Retirement, we believe in clear, straightforward pricing. Our service models are designed to align with your retirement planning needs and the complexity of your financial situation.

Ongoing Retirement Planning Retainer — Core Tier
  • Who it’s for: Households with investable assets under $2M
  • Annual Fee: $7,500
  • Billing: $1,875 due at onboarding, balance of $5,625 collected quarterly ($1,875 each) from managed accounts after transfer to our custodian
  • What you get: Fully integrated retirement income planning, investment management, and tax planning & prep support


Ongoing Retirement Planning Retainer — Enhanced Tier
  • Who it’s for: Households with $2M+ in investable assets, or whose planning needs involve greater coordination and complexity.
  • Annual Fee: $10,000
  • Fees increase incrementally for households with higher asset levels or coordination needs
  • Billing: $2,500 due at onboarding, balance of $7,500 collected quarterly ($2,500 each) from managed accounts
  • What you get: Fully integrated retirement income planning, investment management, and tax planning & prep support


Investment Management
  • Who it’s for: Households with $500K+ in investable assets
  • Annual Fee: 0.75% of assets under management
  • Billing: Fees are deducted quarterly from managed accounts
  • What you get: Hands-off investment management — best for clients who:

    • Prefer professional investment management without ongoing retirement or tax planning
    • Already have a financial plan in place and do not need ongoing planning support
    • Want a lower-cost investment-only option
    • Have at least $500,000 in investable assets


Frequently Asked Questions (for all services)
What is Foundational Planning Engagement, and why is it required?

The Foundational Planning Engagement is a focused 90-day onboarding process included with the Ongoing Retirement Planning Retainer. During this period, we establish clarity around your retirement income, align investments with spending needs, and identify key tax planning opportunities—so you see meaningful progress early in the relationship.

This work creates the foundation for ongoing planning and carries forward into the retainer without duplication.

The Foundational Planning Engagement is not included in the Investment Management (AUM-Only) service, which focuses exclusively on portfolio management.

This transition is not part of the AUM-only service tier, which focuses exclusively on investment management.

How do fees work for a Retainer?
  • Core Retainer — $7,500 annually
    $1,875 due at onboarding, with the remaining balance billed quarterly.
  • Enhanced Retainer — $10,000+ annually
    Typically for households with higher asset levels or coordination needs.
    $2,500 due at onboarding, with the remaining balance billed quarterly.
What’s included in Investment Management?

Professional investment management and portfolio oversight, including regular reviews, direct access, and proactive communication.

Ongoing retirement planning, tax planning, and tax preparation are not included in the AUM-Only service.

How does the Retainer differ from Investment Management?

The Retainer provides fully integrated retirement planning, including income strategy, investment oversight, and tax coordination, delivered through an ongoing planning relationship.

The Investment Management service focuses solely on investment management and is designed for clients who do not need ongoing retirement or tax planning support

Who is a good fit for each service?
  • Ongoing Retirement Planning Retainer
    • Best for individuals or couples who want coordinated guidance across retirement income, investments, and taxes, with a flat annual fee and an ongoing advisory relationship.
  • Investment Management
    • Best for investors who want professional portfolio management without ongoing retirement or tax planning.
Do I have to redo onboarding when I move from the Foundational Planning Engagement to the retainer service?
No. The work completed during the Foundational Planning Engagement becomes part of your ongoing plan. There is no repeat onboarding.

Do you work virtually with clients?
Yes. We work with clients nationwide through secure, digital-first meetings and a personal planning portal.


Summary
The Foundational Planning Engagement establishes clarity and direction.

The Ongoing Retirement Planning Retainer provides comprehensive, ongoing support as life and priorities evolve.

Investment Management (AUM-Only) is available for clients who want professional portfolio oversight without ongoing planning.