The Retainer service offers continuous retirement income, investment, and tax planning for a single, annual fee. You’ll always know what’s included — and what to expect.

Starter-to-Steady Transition → Plan → Ongoing Guidance

Your path from clarity to lifelong coordination.

Designed for: Retirees and households seeking fully integrated planning across income, investments, and taxes—supported by a clear seasonal meeting rhythm.

Annual Fee:

• $7,500 / year — Core Retainer for households with up to $2 million in invested assets

• $10,000 / year — Tiered Retainer for households with $2–3 million in invested assets

Both options are flat and all‑inclusive, delivering the same high‑touch service. The difference reflects the added complexity that often comes with higher investable assets. Fees are paid quarterly, with your first installment due at onboarding and future payments billed each quarter automatically.

Includes:

• Starter-to-Steady Transition in the first 60–90 days to establish early wins and build the foundation for your plan and first surge meeting

• Four meetings in the first year (Discovery), then three annually (Spring Surge, Fall Surge, and a pre-filing Tax Return Review)

• Ongoing retirement income planning coordinated with your investment and tax strategy

• Personalized withdrawal planning, RMD management, and charitable giving strategies

• Tax preparation and an annual tax projection are included

• Ongoing access for plan updates, questions, and continued guidance as your needs evolve

Ready to see which retainer level fits your goals?

This service is ideal for individuals or couples who:

• Want a single, trusted point of contact for all areas of their financial life.
• Value a fully coordinated approach across planning, investments, and taxes.
• Prefer simplicity and transparency with a single flat annual fee.
• Are in or near retirement and want steady, proactive support that adapts as life changes.

If this sounds like you, let’s explore whether the Retainer approach is a good fit.

See If This Service Fits You

Whether you choose the Core or Tiered Retainer, both provide the same level of proactive, year-round planning designed to keep your retirement income on track and aligned with your goals. 

Here’s why the ongoing approach works.

• Fully Integrated Planning Every aspect of your financial life — investments, income, and taxes — coordinated through one continuous plan.

• Built for Adaptability Life changes, markets shift, and your plan adjusts along the way — not once a year.

• Consistent Touchpoints We typically meet four times in the first year and three times annually thereafter, with check-ins as needed.

• Clear Communication You’ll always know where you stand and what to expect next.

• Transparent, Flat Fees One annual fee covers everything — no hourly rates or commissions.

💡 We’ll start with the Starter-to-Steady Transition — your 90-day process for building a strong foundation before moving into ongoing service.

Schedule a Quick Intro Call

The retainer service provides a coordinated approach to managing every aspect of your retirement plan — income, investments, and taxes — so everything works together seamlessly.

We begin with a personalized analysis that builds a retirement income plan tailored to your goals and spending needs. From there, we integrate strategic investment design and proactive tax planning to create a steady, reliable income that supports your lifestyle, protects against risk, and evolves as life changes.

Click any topic below to see what’s included in your ongoing service:

Explore This Service in Detail

All new Retainer clients begin with the Starter-to-Steady Transition — a focused, 60–90 day onboarding process where we deliver your retirement income plan, establish early planning wins, and prepare you for your first seasonal surge meeting.