For many, the retirement equation appears complicated and overwhelming. Thankfully, at the most basic level, it comes down to just three relatively straightforward buckets: savings, income, and lifestyle.
The 4% rule can put your retirement at significant risk of running out of income.
In retirement, there are three general paths people take: those who spend too little; those who spend too much; and those who identify the optimal spend level.
It's important to think and talk about retirement income while you're accumulating retirement savings.
Traditional retirement planning has always been about looking for ways to accumulate savings without a real understanding of whether what we’ve saved will be enough.
3 ways to tell if adding an annuity to your investment portfolio can help retirement.