Planning Engagement Options
Every client’s situation is unique, so we offer two levels of flat-fee, project-based planning to match your goals and the depth of analysis needed.
The Focused Planning Engagement is best for clients seeking targeted guidance on one or two specific priorities, while the Comprehensive Planning Engagement provides an integrated plan that coordinates retirement income, tax, and investment strategies into a cohesive roadmap.
Both options include written deliverables, personalized recommendations, and short-term follow-up support to ensure clarity and confidence in your next steps.
The Focused plan helps you answer key questions; the Comprehensive plan builds a complete, coordinated strategy.
Who benefits most from this service
Our project-based planning is designed for individuals who want objective, actionable guidance tailored to their retirement stage and goals.
It’s well suited for those seeking focused help on one or two areas—such as retirement readiness, withdrawal strategy, investment alignment, or tax efficiency—through a Focused Planning Engagement.
For those with broader needs—such as coordinating retirement income, tax, and investment strategies into a cohesive plan—the Comprehensive Planning Engagement offers a fully integrated approach that builds on this same foundation.
Focused Planning Engagement
For clients who want targeted guidance on one or two specific areas—such as retirement readiness, tax efficiency, or investment alignment—we offer flat-fee, project-based planning designed to answer key questions and provide clear next steps without ongoing commitment.
Common areas of focus include:
- Retirement readiness assessment
Withdrawal sequencing and tax-efficient income planning
Portfolio allocation and investment review
Roth conversion or tax strategy evaluation
Social Security claiming analysis
Fee: Typically $2,500–$3,500, depending on scope
Deliverable: Concise written summary outlining key findings, recommendations, and next steps
Timeline: Approximately two to three weeks from the completion of onboarding
Building on Your Initial Plan
Many clients begin with a Focused Planning Engagement to address immediate questions and gain clarity on their next steps.
If, during the process, it becomes clear that broader coordination is needed—such as integrating retirement income, tax, and investment strategies—we can seamlessly transition to a Comprehensive Planning Engagement.
The work and insights from your initial project carry forward, so nothing is duplicated or lost in the process.
Comprehensive Planning Engagement
For clients seeking a comprehensive, integrated plan that coordinates retirement income, tax, and investment strategies, we offer flat-fee engagements that deliver a complete view of your financial life. Each engagement includes a written Financial Summary with detailed analysis, recommendations, and follow-up support to help you move forward with confidence.
Common areas of focus include:
Retirement income and withdrawal strategy design
Roth conversion and tax planning analysis
Social Security and Medicare optimization
Investment portfolio alignment and RMD planning
Long-term care and future income protection
Fee: Typically $6,500–$9,500, depending on complexity
Deliverable: Full Financial Summary integrating all analyses with coordinated recommendations and implementation steps
Timeline: Approximately three to four weeks from the completion of onboarding
Ongoing Advisory Relationships
After your initial plan is complete, you may choose to continue with ongoing support for continued planning, portfolio management, and annual reviews. This option is available for clients who want a long-term relationship to refine their plan over time and stay aligned with life changes and market shifts.
Getting Started
Each project starts with a brief introductory call to clarify your goals, determine the appropriate level of engagement, and outline the next steps. You’ll know exactly what’s included, how long it will take, and what it will cost before any work begins.
Schedule a complimentary call to learn more