Project-Based Planning
Retirement is full of decisions that don’t always fit neatly into an ongoing relationship — sometimes you just need clear, objective answers.
Our Project-Based Planning engagements are designed for that purpose: a defined, one-time project focused on your most important financial questions.
You’ll receive professional, fiduciary advice on the areas that matter most to you, along with a clear action plan you can implement right away.
Who This Service Is For
This service is best suited for individuals who want focused, objective guidance on one or two areas of their financial life—particularly around retirement readiness, withdrawal strategy, investment alignment, or tax efficiency.
If your needs are more comprehensive—such as coordinating your retirement income plan with tax and investment strategies—we can discuss transitioning to a Comprehensive Planning Engagement that builds upon this foundation.
Focused Planning Engagement
It’s ideal for those with a defined set of priorities related to retirement, investment, or tax planning—clients who want focused guidance and actionable answers without committing to an ongoing relationship.
Common reasons people choose a Focused Planning Engagement include:
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I want to confirm whether I’m on track to retire.
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I need a clear strategy for withdrawing funds in retirement.
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I’ want to reduce taxes and increase after-tax income.
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I want to understand how my portfolio should be structured in retirement.
Fee: Typically $2,500–$3,500, depending on complexity
Deliverable: A concise written summary with key findings and action steps
Timeline: About two to three weeks from start to finish
Building on Your Initial Plan
Many clients begin with a Focused Planning Engagement to address immediate questions and gain clarity on their next steps.
If, during the process, it becomes clear that broader coordination is needed—such as integrating retirement income, tax, and investment strategies—we can seamlessly transition to a Comprehensive Planning Engagement.
The work and insights from your initial project carry forward, so nothing is duplicated or lost in the process.
Comprehensive Planning Engagement
For clients seeking a broader, integrated plan covering retirement income, tax, and investment coordination, we offer flat-fee engagements ranging from $6,500–$9,500, depending on complexity. Each engagement includes a written Financial Summary with analysis, recommendations, and follow-up support to help you move forward with confidence.
Common areas of focus include:
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Time-segmented (bucketing) retirement withdrawal strategy
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Roth conversion and tax planning analysis
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Social Security and Medicare optimization
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Investment portfolio alignment and RMD planning
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Long-term care and future income protection
Timeline: Typically three to four weeks from start to finish
Deliverable: Full Financial Summary with coordinated recommendations and implementation steps
Ongoing Advisory Relationships
After your initial plan is complete, you may choose to continue with ongoing support for continued planning, portfolio management, and annual reviews. This option is available for clients who want a long-term relationship to refine their plan over time and stay aligned with life changes and market shifts.
Getting Started
Each project begins with a short introductory call to clarify your goals, determine the right level of engagement, and outline next steps. You’ll know exactly what’s included, how long it will take, and what it will cost before any work begins.
Schedule a complimentary call to learn more