Are you a Constrained Investor? (and why it matters to your retirement)
Are you a constrained investor?
One Mistake That Can Ruin Retirement
An income distribution strategy will help generate lifetime retirement income, prevent spending too much or too little, increase income efficiency (higher spending and/or increased legacy values), and mitigate the most significant retirement risks (inflation, timing, and longevity).
Outliving Your Income
Longevity, the risk of living a longer-than-expected life, is the greatest risk retirees will face.
The Retirement Income Planning Equation = Savings, Income, and Lifestyle
For many, the retirement equation appears complicated and overwhelming. Thankfully, at the most basic level, it comes down to just three relatively straightforward buckets: savings, income, and lifestyle.
The 4% rule can put your retirement at significant risk of running out of income
The 4% rule can put your retirement at significant risk of running out of income.
What Path Will You Take In Retirement?
In retirement, there are three general paths people take: those who spend too little; those who spend too much; and those who identify the optimal spend level.