How We Work

3-4 Personalized Planning Meetings Per Year (60 Minutes Each)

Each meeting offers guidance on taxes, retirement income, investments, and risk—along with clear, actionable steps to keep your plan moving forward.

Your Planning Rhythm

Year One: Discovery → Tax Return Review Tax Return Review & Planning (pre-filing) → Spring Surge → Fall Surge
Ongoing Years: Tax Return Review & Planning (pre-filing) → Spring Surge → Fall Surge

💬 Discovery Meeting (Year One Only)

Purpose: Build your goals, priorities, and values into a foundation for your retirement plan.

Focus:

Goals and intentions

Concerns and top issues

Clarity and alignment

Initial priorities for your Starter-to-Steady onboarding

🧾 Tax Return Review & Planning (Pre-Filing)

Purpose: Optimize your tax position for the year ahead.

Focus:

Tax return walkthrough

Key opportunities for the coming year

Charitable giving strategies

Estimated tax planning

Tax-efficient withdrawal choices

🌱 Spring Surge Meeting

Purpose: Review your full financial picture and set priorities for the next six months.

Focus:

Portfolio positioning and rebalancing needs

Risk alignment

Cash flow & spending review

Mid-year tax planning opportunities

Progress check on Starter-to-Steady items (Year One)

📅 Fall Surge Meeting

Purpose: Finalize year-end decisions and confirm your plan for next year.

Focus:

Year-end tax strategies

Withdrawal and income planning for the upcoming year

RMD coordination (when applicable)

Charitable giving

Spending targets and guardrails

Updates to investment strategy for the new year