Learn How We Do Things

We help you transition confidently into retirement with a coordinated strategy that covers retirement income planning, investment management, and tax planning—all working together to protect and grow your wealth.

Our process is designed to provide you with a reliable, sustainable retirement income, align your investments with your goals, and minimize taxes so you can keep more of what you’ve earned.

We start with a clear understanding of your goals, lifestyle needs, and financial picture. Together, we design a retirement income plan that reflects your priorities, accounts for your timeline, and anticipates risks along the way.

We align your income plan with a custom investment strategy and proactive tax planning. This may include:

• Structuring investments for growth, stability, and liquidity

• Implementing tax-smart withdrawal strategies

• Planning Roth conversions and managing tax brackets

We put your plan into action and manage it for you, providing:

• Ongoing portfolio management and rebalancing

• Continuous retirement income monitoring and adjustments

• Annual tax strategy updates and tax return preparation (if included in your service tier)

• Regular reviews and on-demand support

Retirement income planning is about more than just deciding when to start Social Security or which account to tap first. It’s the art and science of creating a reliable, sustainable, and tax-efficient paycheck for life—so you can cover your needs, enjoy your lifestyle, and preserve your wealth.

At Mark Sharp Retirement, we take this further by integrating:

• Investment Management — aligning your portfolio with your income needs, risk tolerance, and personal values.

• Tax Planning — applying proactive strategies, like Roth conversions and tax-efficient withdrawals, to help you keep more of what you’ve earned.

This coordinated approach ensures your income, investments, and tax strategies work together—giving you clarity, confidence, and peace of mind throughout retirement.