Know How Much Can You Safely Spend in Retirement

Your free Retirement Spending Snapshot gives you a clear, personalized estimate of your sustainable monthly spending range—delivered in one business day.

Built from your savings, income, taxes, and goals, your Snapshot shows exactly how much you can spend each month while protecting long-term security.

Don’t guess—know.

Start with your Snapshot → turn it into a plan → adjust as life evolves.

Get My Spending Snapshot

✅ What We Need to Personalize Your Snapshot

To get started, you’ll answer a few quick questions about:

• Your age and expected retirement date
• An estimate of your savings and retirement accounts
• Your Social Security and other income sources (if applicable)
• Your comfort level with investment risk

🕒 What to Expect

1. Fill out the short form (under 2 minutes)

2. I’ll personally review your details using professional retirement planning tools to create a custom snapshot for you.

3. Your Snapshot arrives in 1 business day — complete with guardrails, spending insights, and next steps.
   

🛡️What You'll Gain From Your Free Spending Snapshot

A Clear Plan for Confident, Worry-Free Retirement Spending

Your free Snapshot provides the clarity and confidence to make informed retirement decisions. Here’s what you’ll get:

• Spending Guidelines That Work: Know your safe monthly spending range — so you don’t overspend or miss out on what you can afford.
• Personalized Adjustments: Tailored recommendations to keep your spending sustainable and your retirement secure.
• Tax-Efficient Strategies: Insights to minimize taxes, optimize withdrawals, and get the most from your savings.

Start living retirement with confidence, knowing your income supports the lifestyle you’ve worked hard to enjoy.

✅ Our work is built for households seeking lasting guidance, not one-time projects

Yes, I Want My Free Snapshot Today

🔍 Here’s a Sample of What’s Inside Your Snapshot

See exactly what your personalized Retirement Spending Snapshot will include.

• Safe Spending Estimate — Your monthly number, personalized to your savings, income, and goals.

• Guardrails That Adjust — See how your plan adapts when markets rise or fall.

• Clear Visuals — Easy-to-read charts showing how your income holds up over time.

• Personalized Insights — Guidance tailored to your unique financial picture.

Preview My Free Snapshot Now

📈 Check If You’re Ready for Retirement — With Confidence

The Spending Snapshot helps you answer the biggest question in retirement: "Am I truly ready?"

Using your information, your Snapshot will show:

• Whether you’re financially prepared to retire
• How your savings and income sources stack up
• Where you’re strong — and where you may need to adjust
• How flexible your spending can be based on market performance

It’s a personalized, practical way to see where you stand — and make confident decisions about your future.

🔒Your information is secure and handled with the same confidentiality standards I uphold as a CFP®, RICP®, and EA. Nothing is ever sold or shared. 

🎁 Bonus

After receiving your Snapshot, you’ll also be invited to schedule a complimentary 15-minute call. This is your opportunity to review the results together and assess how they align with your broader retirement plan.

❓The #1 Question Retirees Face: How Much Can I Safely Spend?

Retirement should be a time of freedom and fulfillment — but many retirees struggle with one big question: “How much can I safely spend?” Spend too much and risk running out too soon. Spend too little and miss the life you worked hard to enjoy.

Without a plan, your retirement can slide into one of two costly traps:

✅ Overspending – Spending too freely now and risking your financial security later.

✅ Underspending – Being overly cautious and missing out on experiences you’ve already earned.

The key to peace of mind is balance — enjoying retirement today while ensuring your income lasts for decades ahead. That’s why knowing your sustainable spending number is crucial.

Our free Spending Snapshot helps you strike that balance. In just 1 business day, you’ll receive a personalized, tax-aware spending plan designed to give you clarity and confidence about your financial future.

✅ Designed for those who want ongoing retirement, tax, and investment management.

Get My Free Spending Snapshot — See My Safe Number in 1 Day

📈The Solution: A Clear Plan for Confident Spending

Retire with Confidence and a Plan You Can Count On

Turn your savings into steady, tax-efficient income with your free Spending Snapshot—so you can enjoy retirement without worry. Here’s how:

1. Know Your Safe Spending Number: Avoid overspending or underspending with a clear view of what you can safely spend each month.
2. Stay on Track Through Change: See how your plan adapts to life events and market fluctuations, ensuring your income remains secure.
3. Maximize Your Money: Learn strategies to minimize taxes and keep more of your savings working for you.

If you’ve ever wondered how much you can safely spend—or worried about overspending or missing out—here’s how we help you take control, step by step.

✅ We partner with households for the long term — not hourly or DIY support.

Start My 3-Step Retirement Snapshot — Free

🏅 About Us – Guided by Expertise You Can Trust

Why Retirees Trust Mark Sharp Retirement

Retirement is too important to leave to chance. Here’s why you can feel confident working with us:

• Retirement Income Specialists — We help retirees transform their savings into a reliable income.
• Trusted Expertise — As a CFP®, RICP®, and EA, Mark brings proven expertise in retirement income, tax, and investment planning.
• Author & Thought Leader — Author of How to Generate Retirement Income, recognized for guiding retirees through the transition from paycheck to portfolio withdrawals.

Real Retirees. Real Confidence

Tax Savings That Add Up

“I had no idea how much I was leaving on the table by not optimizing my withdrawals. Thanks to Mark’s guidance, I’m saving thousands in taxes every year — while still maintaining a sustainable income.”

– Gwen, Retired Executive, Seattle, WA

The Retirement Income Difference

“We’ve worked with financial advisors before, but Mark’s focus on retirement income made all the difference. His clear, step-by-step plan helped us transition from saving to spending with confidence.”

– Lisa & Mike, Retired Business Owners, Vancouver, WA

Make Retirement Stress-Free—Get Your Free Snapshot

Start with your free Spending Snapshot to build a secure, sustainable plan — and enjoy retirement without financial uncertainty.

Still on the fence? Here’s why taking action now matters:

• Stop Guessing, Start Knowing: Discover how much you can safely spend — and enjoy peace of mind.
• Don’t Wait and Risk Missing Out: Delaying means risking overspending — or missing out on experiences you’ve earned. Secure your retirement spending now.
• Secure Your Future Today: Gain clarity now and confidence for the years ahead.

Get your free Spending Snapshot today and take the guesswork out of retirement spending.

✅ Built around ongoing planning, so your retirement stays on track.

Get My Spending Snapshot in 1 Business Day — Free

A Clearer Way to Understand What You Can Safely Spend in Retirement

Most retirees want to know one thing—How much can I comfortably spend each month without putting my future at risk? 

Your Retirement Spending Snapshot gives you a grounded, data-driven view of your spending range based on your income sources, savings, taxes, and long-term goals.

Instead of relying on rules of thumb or generic “safe withdrawal rate” advice, you’ll see numbers that reflect your actual situation. The Snapshot shows:

• What a sustainable spending plan looks like for the next 12 months
• How your retirement income sources work together
• Where taxes shape your retirement cash flow
• A spending range that balances flexibility, lifestyle, and long-term security

It’s a simple, practical starting point for confident retirement income planning.

FAQ

The Snapshot is designed for people who want a clearer picture of their retirement spending plan—whether you're newly retired or planning ahead. If you’ve wondered, “How much can I safely spend each month?” or “Do I have a sustainable withdrawal strategy?”, this Snapshot gives you a personalized answer.

• What makes this different from online retirement calculators?
  Most calculators use generic assumptions or a simple “safe withdrawal rate.” The Snapshot uses your income sources, tax situation, retirement accounts, and lifestyle goals to estimate a realistic monthly spending range. It’s a personalized view of your retirement income—not a one-size-fits-all rule.
• What information do you use to estimate my spending amount?

  Instead of relying on rules of thumb or generic “safe withdrawal rate” advice, you’ll see numbers that reflect your actual situation. The Snapshot shows:

  • What a sustainable spending plan looks like for the next 12 months
  • How your retirement income sources work together
  • Where taxes shape your retirement cash flow
  • A spending range that balances flexibility, lifestyle, and long-term security
  This helps create a more accurate retirement spending plan based on your numbers—not averages.
• How accurate is the spending snapshot?
  The Snapshot isn’t a prediction of the future. Instead, it gives you a 12-month spending range that aligns with your current income, taxes, and withdrawal strategy. Think of it as a clear, practical starting point for planning—not a rigid forecast.
• Does this replace a full retirement plan?
  No. The Snapshot answers one essential question:
  “How much can I comfortably spend right now?”
  If you want deeper analysis—tax planning, long-term projections, investment alignment, Roth conversion strategies, and a coordinated retirement income plan—I offer those services separately.
• What happens after I receive my Snapshot?
  You’ll get a customized PDF with your spending range, a summary of your income sources, and notes about tax and withdrawal considerations. If you’d like help building a complete retirement income plan, you can schedule a follow-up conversation anytime.
• How long does it take to receive my results?
  Within one business day. Your Snapshot is delivered promptly so you can start making confident decisions sooner.

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Next Steps for a Complete Retirement Plan

Your Spending Snapshot is just the beginning. To turn it into a sustainable retirement paycheck, here’s what comes next:

✅ Take the RISA Assessment → Discover your retirement income style and learn how to turn savings into a reliable monthly paycheck that fits your life.

✅ Explore the Book → How to Generate Retirement Income shows strategies to manage risk, boost after-tax income, and leave a lasting legacy.

✅ Optional Call — Review your Snapshot in a complimentary 15-minute call.

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Your Retirement Deserves Clarity — Get Your Free Snapshot Today




Stop guessing. In just 1 business day, you’ll know exactly how much you can safely spend in retirement — without fear of running out or missing out.

✅ This Snapshot is for households interested in ongoing retirement planning. We don’t offer one-time or DIY advice.

I’m Ready — Send Me My Free Snapshot