Outliving Your Income
Longevity, the risk of living a longer-than-expected life, is the greatest risk retirees will face.
The Retirement Income Planning Equation = Savings, Income, and Lifestyle
For many, the retirement equation appears complicated and overwhelming. Thankfully, at the most basic level, it comes down to just three relatively straightforward buckets: savings, income, and lifestyle.
The 4% rule can put your retirement at significant risk of running out of income
The 4% rule can put your retirement at significant risk of running out of income.
What Path Will You Take In Retirement?
In retirement, there are three general paths people take: those who spend too little; those who spend too much; and those who identify the optimal spend level.
Starting the retirement income conversation
It's important to think and talk about retirement income while you're accumulating retirement savings.
How much do you REALLY need to save for retirement?
Traditional retirement planning has always been about looking for ways to accumulate savings without a real understanding of whether what we’ve saved will be enough.