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Option 2: IP

The Retirement Readiness Planner does one thing: helps retirees know whether they are financially prepared for retirement and will their assets support spending needs over the course of retirement. In other words, it will let you know if you're ready for retirement and will you have enough money to last through retirement. If you are searching for answers to this and any of the following questions this is the service for you.

Common Challenges Faced During Retirement And The Benefits We Provide.

I am getting this much income from my RMDs, Social Security, taxable investments, pensions, etc. and I need to know if will I run out of savings prematurely?
We will run projections based on your income sources and other factors to let you know if and when you will run out of money.

How much of my total retirement account can I liquidate or sell to meet income needs?
We will recommend an optimal withdrawal strategy for converting assets that balances supporting income needs while preserving assets.

How much can I afford to withdraw from my portfolio each year and still make the money last?
We will produce spending projections to determine a safe withdrawal rate so you never have to worry about under or overspending.


what's included:

  • Retirement Financial Plan Summary to include 1) retirement age feasibility analysis and 2) spending timeline durability analysis.
  • Current retirement trajectory analysis.
  • One alternative course of action.1
  • Two consultations to assess your needs and present our analysis.
  • Services limited to the above. Additional services billed at current hourly rate.
  • Clients are responsible for any and all service implementation, monitoring, and updates.
    1 provided if spending timeline durability analysis determines a projected retirement spending shortfall.

WHAT I EXPECT FROM YOU

  • We are a digital-first firm and willingness by you to conduct all meetings online or over the phone.
  • This process is a collaboration. So, I expect you to provide information and share your thoughts in a timely manner, and to reach out when life changes.

Schedule a free call to learn more