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Option 1: Project

The Retirement Readiness Income Planner helps retirees and near-retirees address the most common challenges faced during retirement. If you are searching for answers to any of the following questions this is the service for you.

Common Challenges Faced During Retirement

  • How do I create a plan to manage and use the assets accumulated for retirement to live within a realistic budget and not run out of money prematurely?
  • When will I be financially prepared to retire?
  • What's the rate retirement savings should be withdrawn?
  • What's my asset allocation and how should it change during retirement?
  • What's the best age to start claiming Social Security benefits?
  • How will I pay for health care and long-term care?
  • How can I maintain my standard of living throughout retirement?
  • What strategies are available to address income gaps?
  • What late-in life tax planning is helpful?
  • What retirement housing decisions will I need to make?

       Notable Features

  • Strategies to manage and use accumulated assets to live within a realistic budget and not prematurely run out of money.
  • Insights to know when you are financially prepared to retire.
  • Guidance to maximize income by optimizing the age to claim social security.
  • Tax-aware withdrawals to sequence them across qualified and taxable accounts to minimize taxes.
  • Practical strategies to boost cash flow and close income gaps.
  • Personalized portfolio planning to support retirement through market ups and downs.
  • Late-in-life tax planning to make retirement decisions as efficient as possible.
  • Advanced risk mitigation to identify and address the greatest threats to retirement.
  • Health and long-term care guidance to minimize cost and maximize coverage.

what's included:

  • One comprehensive and integrated Retirement Income Plan to include:
- Current Retirement Income Plan Review.
- Retirement Feasibility Guidance.
- Social Security Claiming Guidance.
- Tax-Aware Withdrawal Strategy.
- Tax Planning Assessment.
- Investment Planning Assessment.
- Health Care Selection Guidance.
- Long-Term Care Selection Guidance.
  • Three consultations to assess your needs, present your solution, and review and revise your solution.
  • Life-time access to an online Personal Financial Management (PFM) system to help manage your retirement income plan.
  • Retirement Income Planner Summary.
  • Services limited to the above. Additional services billed at current hourly rate.
  • Clients are responsible for any and all service implementation.


  • We are a digital-first firm and willingness by you to conduct all meetings online or over the phone.
  • This process is a collaboration. So, I expect you to provide information and share your thoughts in a timely manner, and to reach out when life changes.

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